|
ANNUITY EDUCATION
Josh Mellberg of J.D. Mellberg Financial in Tucson, AZ offers you a series of educational videos below which will inform you about the different types of annuities on the market and the PRO's and CON's of both. After you have watched these give us a call for a NO COST, NO OBLIGATION consultation about your income planning needs.
Call today for your FREE Income Planning Review!
360-722-7889 |
|
WHY MAKE A CHANGE TODAY?This video will give you a basic overview of annuities. If you want more details, than you will find below a video about each type of annuity . Josh will break down the pros and cons.
Take a minute to be educated from Josh Mellberg who is the country's #1 income specilalist. You may even download the books that he offers for FREE. |
|
|
What is a Immediate Annuity
When you purchase an immediate annuity you enter into a contract with an insurance company to purchase a guaranteed stream of income. The insurance company calculates the amount of monthly income they can provide to you based on the type of annuity (fixed, variable or inflation-indexed), the term of the annuity that you choose (life-only, joint life, term certain), and your age and gender (so they can estimate your life expectancy). |
|
|
What is a Fixed Annuity
Fixed annuities are essentially CD-like investments issued by insurance companies. Like CDs, they pay guaranteed rates of interest, in many cases higher than bank CDs. Fixed annuities can be deferred or immediate. The deferred variety accumulate regular rates of interest and the immediate kind make fixed payments - determined by your age and size of your annuity - during retirement. MORE INFO |
|
|
What is a VARIABLE Annuity?
In a variable annuity, you can choose to invest your purchase payments from among a range of different investment options, typically mutual funds. The rate of return on your purchase payments, and the amount of the periodic payments you eventually receive, will vary depending on the performance of the investment options you have selected. MORE INFO |
|
|
What is a Fixed Indexed Annuity?
An annuity is a type of life insurance product that's designed to provide you with enough income to stay afloat through your retirement, and the indexed annuity is a more specific kind of annuity for which the returns are based on an equity-linked index. One typically buys an indexed annuity from an insurance company. In the following, you'll find out more about how indexed annuities work and what you might expect in terms of returns. MORE INFO |
|
|
FREE Educational Annuity Books that you can read about different topics, written by Josh Mellberg.
|
|
Birdseye Financial has partnered with Josh D. Mellberg Financial so that we can have access to some propietary products that less than 1% of all advisors have access to. Couple with this the case design team that works with us to find the highest guaranteed income withdrawal strategy possible along with the possible use of an IRS tax code allowing the qualified funds to be tax free.
CALL US TODAY FOR YOUR APPOINTMENT 360-722-7889
