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MEDICARE DRUG PLANS
These are plans offered by Insurance companies and can be used with Medicare Supplements and PFFS Advantage Plans
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EXPLORE YOUR MEDICARE OPTIONS...
What Are Medicare Part D Drug Plans?
Medicare Part D plans provide eligible individuals with prescription drug coverage as Original Medicare benefits do not cover most medications. If you do not enroll in a Part D plan when you are first eligible and do not have creditable prescription drug coverage, you may have to pay a late enrollment penalty. Since each plan can vary in cost and the list of drugs covered, it's important to choose the right one for your needs. Complete the form to the left to find an affordable Part D plan in your area. What Plans Available in Washington State?
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Medicare Stand Alone Drug Plans
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Please request plan Information
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How Do Medicare Drug Plans Work?
CLICK TO ENLARGE
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What's the Medicare Blue Button?
Medicare.gov's Blue Button makes it easy for you to download your personal health information to a file. Having access to your information can help you make more informed decisions about your health care. Blue Button is safe, secure, reliable, and easy to use. By getting your information through Blue Button, you can:
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MEDICARE DRUG LOOK UP TOOL
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Click to Download
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WE ARE HERE TO HELP YOU!
We are here to help you understand and select the plan that works best for you. Call our office at (360) 722-7889 |
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Part D (Prescription Drug Coverage)
Medicare Parts A and B do not cover the cost of most prescription drugs. Medicare Part D is a prescription drug benefit that was introduced in 2006. Part D is optional and has a monthly premium. It's available through private companies and plans must be approved by Medicare. All Part D plans have to meet certain standards set by the government, but after that, plans can vary — with different premiums, drug costs, and drugs that are covered.
You can get part D as a stand-alone drug plan, or you can get it as part of a Medicare Advantage plan that includes both your medical and prescription coverage.
How Part D Coverage Works
Part D is designed with four stages as seen in the chart above. Your coverage changes from one stage to the next as your drug costs add up over the calendar year.
Medicare Parts A and B do not cover the cost of most prescription drugs. Medicare Part D is a prescription drug benefit that was introduced in 2006. Part D is optional and has a monthly premium. It's available through private companies and plans must be approved by Medicare. All Part D plans have to meet certain standards set by the government, but after that, plans can vary — with different premiums, drug costs, and drugs that are covered.
You can get part D as a stand-alone drug plan, or you can get it as part of a Medicare Advantage plan that includes both your medical and prescription coverage.
How Part D Coverage Works
Part D is designed with four stages as seen in the chart above. Your coverage changes from one stage to the next as your drug costs add up over the calendar year.
Medicare Part D Covers:
All outpatient drugs mandated by Medicare. Coverage rules such as limitations and pre-authorizations may apply.
Medicare Part D Does Not Cover:
Before selecting a Medicare Part D plan, see if the prescription drugs you currently take are on the plan's formulary (list of covered drugs), and what the costs are. You can visit www.medicare.gov to compare Medicare Part D prescription drug plans.
All outpatient drugs mandated by Medicare. Coverage rules such as limitations and pre-authorizations may apply.
Medicare Part D Does Not Cover:
- Drugs not on the Medicare formulary
- Certain drugs that are covered under Medicare Part B
- You're eligible for Part D if you have Part A and/or Part B.
- You must live in your chosen plan's service area to enroll.
- You can only enroll in one Part D plan at a time ("double coverage" is not allowed).
- When you first become eligible for Medicare.
- Annual Election Period for Medicare Advantage and Part D plans: Oct. 15 through Dec. 7 each year.
- Special Election Period
Before selecting a Medicare Part D plan, see if the prescription drugs you currently take are on the plan's formulary (list of covered drugs), and what the costs are. You can visit www.medicare.gov to compare Medicare Part D prescription drug plans.
