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Fixed Annuities
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What is a Fixed Annuity
Fixed annuities are essentially CD-like investments issued by insurance companies. Like CDs, they pay guaranteed rates of interest, in many cases higher than bank CDs.


Fixed annuities can be deferred or immediate. The deferred variety accumulate regular rates of interest and the immediate kind make fixed payments - determined by your age and size of your annuity - during retirement.

The convenience and predictability of a set payout makes a fixed annuity a popular option for retirees who want a known income stream to supplement their other retirement income.

Josh Melberg Explains a Fixed Annuity
DON’T BUY A FIXED ANNUITY UNTIL
YOU WATCH THIS VIDEO REPORT!
Fixed annuities can help provide you slow, steady growth. 
They are not flashy, but they do offer steady increases.

    Get your FREE comparison
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ARE FIXED ANNUITIES "SAFE"?
Evidence and HARD FACTS About the Security of the Premiums Paid into Annuities
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FIXED ANNUITY PROS
  • You make a one-time commitment with an insurance company in exchange for the company holding onto your money for a certain amount of time.
  • You receive a fixed interest rate on your money for the period you want (typically these are held 3-10 years).
  • Good for someone looking for a conservative, secure financial vehicle.
FIXED ANNUITY CONS
  • They offer among the lowest interest rates.
  • While they are a secure financial vehicle, the growth is slow.
  • Not the best vehicle for income.
The only asset available on the market today that can offer all this...
  1. Secure principal protection
  2. Is not tied to market volatility
  3. Pays guaranteed* income for life
  4. Income that can be up to 100% tax free§
  5. Offers a hedge against inflation
  6. Can increase with market upside without any negative effect from a market downturn
  7. Spousal continuation**
  8. Can triple to pay for qualifying healthcare costs**
  9. Liquidity - access your money anytime***
  10. Typically cost less than 1% in fees, fully transparent

...is an annuity (excluding the "variable" annuity).


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The following video is from the National Association for Fixed Annuities (NAFA)
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Fixed Annuities
Are Fixed Annuities Safe?
FREE Educational Annuity Books that you can read about different topics, written by Josh Mellberg. 
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    DOWNLOAD FREE
    Annuity Education Books

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BIRDSEYE FINANCIAL DISCLOSURE
Tax and Legal Disclosure

Birdseye Financial, Corbin Lindsey and any associate affiliated with Birdseye Financial, does not offer tax or legal advice. We provide strategies for educational purposes only. You should consult your tax or legal professional for complete information regarding any tax and legal matters.

Website Content
The information listed on this website and on any document from Birdseye Financial that is provided by Birdseye or by a third party has been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Birdseye Financial. While the publisher has been diligent in attempting to provide accurate information, the accuracy of the information cannot be guaranteed. Laws and regulations change frequently, and are subject to differing legal interpretations. Accordingly, neither the publisher nor any of its licensees or their distributors shall be liable for any loss or damage caused, or alleged to have been caused, by the use or reliance upon this information.

All items on this website are not to be considered a recommendation to purchase or to sell an insurance or investment holding. No insurance company has endorsed or reviewed this website content. Before purchasing any type of insurance and/or investment product, it is important that you do your own due diligence, and that you consult a properly licensed professional if you should have any specific questions that relate to your individual situation. All of the names, marks, and materials that were used within this website are the property of their respective owners.

We are NOT affiliated with the U.S. Government or Federal Medicare Program

Product Illustrations
​And as always, it’s important to keep in mind that past performance is definitely no guarantee of the future results that you’ll receive in most any financial vehicle.

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​Should you complete an online form of any type, you are agreeing to be contacted by Birdseye Financial or one of our referral partners.
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