THRIFT SAVINGS PLAN (TSP)

Welcome to our site, that has many TSP resources links for you ease of use. Please take a moment to explore. This site purpose is to direct you back to the TSP site with the most common questions and links you may need.

If you would prefer to have a professional advisor walk you though the options available to you then give us a call at (360) 722-7889
TSP WEBSITE LINK
WHAT CAN YOU DO?
So you want to retire and you must decide what to do with your retirement funds. We suggest you consider the following:
  1. You can take an annuity from MetLife, which offers a lifetime income, but if you die without spending it all you will lose the balance. Not a popular choice.
  2. You can take a lump sum payout, BUT then all the taxes are due. Not a popular choice.
  3. You can take a monthly payout over a year or two with again a possible tax issue. Not a popular choice.
  4. OR you can roll your funds into a self-directed IRA which provides you the most options available. You can choose from SAFE MONEY, RISK MONEY  or a combination that works for you.  BEST CHOICE!!!                                                ​

    Thrift Savings Plan
    Learn what options you have, how to best select the strategies that fit your goals and concerns. We offer a free review. ​Appointment Request
BEWARE BEFORE YOU TRANSFER...
Brokerage accounts offer the same risks as the TSP account and any transfers should require your due diligence to better understand the risk and fees involved.
BEFORE AGE 59 1/2 
​You are eligible for a one time roll out at age 59 & six months. 

You can continue to work, keep contributing to the TSP just like before but take the existing funds and tuck them away safe bucket, like a Fixed Indexed Annuity with a possible Lifetime Income Rider. 
OPM Benefits (Office of Personnel Management)
Dear Federal Employee,
Each year, as a federal employee over the age of 59 years old, you qualify to sit down with a representative to answer your questions regarding TSP and any other retirement options.

Do you worry about your retirement and if your current retirement accounts are protected?

Here are some common questions We have been asked from concerned TSP investors:

Q: How can I protect the principal of my TSP & other retirement accounts from a market loss?
A: We have a plan that protects 100% of your retirement funds from a market loss!

Q: Can I take withdrawals that are not subject to withdrawal charges? 
A: Yes, you can!

Q: When I retire, can I keep control of my account when I receive scheduled withdrawals?
A: Yes, you can!

Q: How can I increase my monthly income when I retire?
A: We have a plan that provides an income no matter how long you live!

Q: Does your plan protect my retirement funds from creditor claims?
A: Yes, it does!
The TSP has a selection of individual and lifecycle funds that offer broad market diversification. You can choose to have your retirement dollars invested in everything from a short-term U.S. Treasury security to index funds comprised of domestic and international stocks.
  • Funds Overview 
(Learn more) Compare the investment objectives, earnings components, and risk profiles of each of the TSP funds. 
  • Fund Performance
​(Learn more) Use these tables to research the share price history, summary of returns, monthly returns, and annual returns of the TSP's various investment funds. 
  • Fund Options
​(Learn more) Get a comprehensive analysis of the TSP funds, including each fund's investment strategy, risks, rewards, and role in a diversified investment portfolio. 
  • Retired Funds
​​(Learn more) The L 2010 Fund was retired on December 31, 2010. Use these tables to view this fund’s prior share price history, monthly returns, and annual returns. 
TSP Fund Information Sheets provide investment information about each of the TSP funds.

QUICK LINKS
​​POPULAR WITHDRAWAL FORMS
  • TSP-75, Age-Based In-Service Withdrawal Request (2/2015)
Participants who are age 59½ or older and still employed by the Federal Government can use this form to request a withdrawal from their TSP accounts.
12 pages | Last Printed 2/2015 TSP-75, 175 KB

  • TSP-77, Request for Partial Withdrawal When Separated (1/2018)
Participants who are separated from Federal service can use this form to request a one-time partial withdrawal of $1,000 or more from their TSP accounts.
12 pages | Last Printed 1/2018 TSP-77, 194 KB
Calculators
Use these calculators to help you plan for a comfortable retirement: