FIVE Retirement Questions...

BEFORE RETIREMENT
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- When can you retire and not run out of money?

We all desire to have a lifetime flow of income to enjoy retirement. However, due to market ups and downs, taxes, inflation, and unforeseen medical expenses, we may be headed for disaster without even knowing it. How do we solve this issue? The answer is simple. Planning is key. We work with you to develop a plan that works today, then help you keep that plan updated. We use software that allows you to login anytime and make your own adjustments and see instant results for today and down the road...

- How do you maximize Social Security & Pensions

Social Security and Pensions can seem complicated at first as there are many options. But we help you solve the problem by showing you how you can choose the right plan for yourself. Take the guessing out of it and use our software to compare the options. We have met so many who were on pace to choose the wrong direction. Once you choose, that is final. You cannot go back and fix it. So, we help you make the right decision the first time. 

- How do you pick the right Medicare & Drug plan

Medicare has many choices to choose from and we will help you simplify the process at NO COST...
Learn how to select the right plan and answer these questions:
- Supplement Plan or Advantage Plan?
- How much will your medications cost you?
- Will your doctors accept your plan choice?
- Do you need Dental, Vision and Hearing Aid coverage?

- How much income will you need in retirement

We find many clients are not sure how much income they can live on in retirement. Som will live on too little and not really enjoy all their hard work of saving for retirement. We can show you how you can have confidence in what you spend. We have software that you will be able to see instant results with and know that your spending habits will not drive you into poverty or leave your estate with more than you plan.

- How do you overcome the challenges of Inflation?

Planning for retirement is making sure we look out for those items that can affect our quality of life. These include inflation. We can plan for inflation by a strategy called laddering. This method allows you to maintain today the income you desire all through your retirement. Give us a shout out and let us show you how this works.

AFTER RETIREMENT
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- What happens to your portfolio in a down market?

We find many clients tend to retire with money in a 401(k) or 403(b) retirement plan from work. In this scenario, they have most if not all their retirement savings at risk in the market. We believe in showing you how to partner RISK money with SAFE money. This gives you the ability to protect some of your assets while 100% of these funds are still based upon the market performance. Imagine, investing in the market with no risk and no fees on 25-50% of your total assets.

- How do you manage income in a volatile market?

We all love a great market where we can earn a rate of return that is above our expectation. But what happens in retirement when we are taking money to live on and the market drops? This problem is called SEQUENCE OF RETURNS. In this situation, we teach you how to implement the strategy of using a VOLATILITY BUFFER.

- How do you create a tax efficient retirement plan?

Tax Strategies are important and should be reviewed on a regular basis. Most of us may have tax preparers but how many have an actual TAX ADVISOR? We take time to analyze and educate you on what potential savings are available to you. Then we suggest you review our plan with your local Tax Advisor.

- How to protect your assets from medical bills?

Planning for Medical Bills can be complicated. Of course, there are your normal medical expenses paid for through the Medicare issues and then there is Long-Term Care. Many clients know this can be very expensive but are not aware of the many options one could use to asset protect a good portion of their funds. Let us show you how!

- How do you efficiently pass wealth to your heirs?

Passing wealth to our kids and grandkids can be rewarding and is even a biblical principal. We love to show our clients how to leverage their wealth transfer options and possibly provide a lifetime tax free income for your family. If you like charities, we teach you how to be tax efficient in passing your money to those charities that really mean a lot to you. Contact us for more details.

WHEN WAS THE LAST TIME SOMEONE REALLY LISTENED TO WHAT YOU HAD TO SAY?

At Birdseye Financial, listening is the first (and most important) part of what we do with our clients. After we get to know you, your wants, needs, goals, and concerns, we then work with you to create your own customized road map. As the personalized road map for your future begins to form, hope and confidence grow. You begin to see what the future can look like, the changes that need to be made, and how those changes can positively impact your life.

Life can be complicated and retirement planning is not as simple as we may want it to be. However, when you partner with a trusted advisor, with 22 years of experience, the journey becomes simpler and much easier to navigate. 

Let's take the first step and meet each other online, discuss what really matters, and decide if we should work together.

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KEY COMPONENTS OF RETIREMENT

 Retirement Planning

Creating a Retirement Plan is a key to retiring with success. We help you customize a retirement plan based upon your goals and concerns. We analyze market risk and fees, provide tax strategies, along with pension and Social Security maximization strategies. 

Social Security

Did you know there are over 500 ways to take Social Security. We help you run the numbers to find the best method of maximizing your Social Security, which can often be a $100,000 advantage in some cases. What strategy works best for you? Download Report

Pension Max

Prior to taking your pension, have you considered all your options? You could choose either a Single Pension on you, Joint Pension for you and your spouse or a Pension Max option that could offer many more benefits. Learn about Pension Max

Tax Planning Strategies

Often we think of taxes in the month of April and we miss the whole point of how to implement a good working tax strategy into our retirement portfolio. Learn about important strategies that can potentially impact your portfolio in a good way.   Watch the Webinar...

Annuity Strategies

If your looking for a way to grow your money with a  SAFE MONEY option of using the indexes of the market without the risk of the market then a Fixed Index Annuity might be right for you. Learn why this is vital to your own retirement.
Learn about the FOUR types of Annuities

Medicare Options

Learn how to choose the best Medicare Plan?
Review your Drug Plan?
Do you often travel?
We take the guess work out of the equation with amazing tools that help you to solve all of your concerns. We help you explore and compare your options.  Learn more about Medicare

Federal Employees

If your a Federal Employee you know there are many benefits and making sure you know the rules and guidelines is tough. So we have a complete site designed for you along with our ability to coach you to success. Explore the Federal Benefits