LIFE INSURANCE BASICS
Shopping for life insurance can seem overwhelming, but deciding which type of policy you need is actually simple. There are only TWO MAIN TYPES of policies to choose from. It is important that you learn the advantages and disadvantages.
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WHAT IS THE DIFFERENCE?
  • Term life insurance lasts for a specific amount of time like 10 or 20 years
  • Permanent life insurance (Like Whole Life and Universal Life) can last your entire life and have many benefits like tax-free growth (for income), long-term care benefits, wealth transfer, and more. (Check out the list below) 

Before you decide between term and permanent coverage it is very important to understand how they all work and to run an analysis to find out which options will benefit you the most with your specific needs and situation. There is no one answer that fits everyone. We use a LIFE INSURANCE calculator that is based upon all your income, investments, expenses, taxes, inflation,  and more. Request your FREE Analysis today.
Permanent Life
Advantages
  • Eliminate Future Tax Risks
  • Eliminates Market Loss Risks
  • Sharply Reduce Fee Risk
  • CHRONIC & CRITICAL Illness Advantage
  • Increases Collateral Capacity
  • TERMINAL ILLNESS advantages
  • ​Delivers LIVING BENEFITS
  • Litigation Insulation
  • Mitigates LONGEVITY Risk
  • College Aid Advantages
  • SAFETY & LIQUIDITY
  • ​FULLY DISCLOSED FEES
*** Life contracts are not all the same. Please contact us for more details
Take a look at a sample policy...
THREE TYPES OF TAXES
HOW IS LIFE INSURANCE TAXED?
*** Note that a Life Insurance Policy has different options. MEC and NON-MEC and this is important to know regarding tax-free growth.
The Last Great Tax Saver
WATCH THIS WEBINAR
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