We help you solve the confusion!!!
​Call our office (360) 722-7889
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MEDICARE OPTIONS can be complicated and confusing to many seniors. However, we take an approach of educating you and servicing you annually so you are able to better understand all the choice that you have.  As a licensed agent, we offer most plans in your county. 

​If you want an agent that knows the plans and commits to servicing you yearly, give me a call at 360-722-7889 and let me help you simplify Medicare!

New Visitors
​​​Please start here!

MEDICARE QUESTIONNAIRE

NATIONWIDE PLANS

ClienTS ONLY

MEDICARE EDUCATIONAL

MEDICARE MANDATORY DISCLAIMER
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.” (MORE INFO)

Each year the Medicare Part B premium, deductible, and coinsurance rates are determined according to the Social Security Act.

• The Part B - Standard monthly premium enrollees will be $164.90 for 2023, a decrease of $5.20 from $170.10 in 2022.
• The Part B - Annual deductible for beneficiaries is $226 in 2023, a decrease of $7 from the annual deductible of $233 in 2022

With the passage of the Inflation Reduction Act, all Medicare Advantage Prescription Drug Plans (MAPD) and standalone Prescription Drug Plans (PDP) will cover most Part D vaccines, including Shingles, at no cost to you. In addition, you won’t pay more than $35 for a one-month (up to 30-day) supply of Part D insulin covered by the plan. (Please see the insurance plan documents for full detail)

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Supplements
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Medicare Supplements offer you the ability to see a Medicare Doctor who does not have to be in network and with Plan F or G you will not have Co-Pays to pay either.

​In 2023, the standard monthly premium for Medicare Part B enrollees will be $164.90, a decrease of $5.20 (from $170.10) in 2022, and the deductible for all Medicare Part B beneficiaries will be $226, a decrease of $7 (from $233) in 2022.

Supplement Plans (Jan - March)

WA State Plans ​Updated Quarterly
For other states, please contact our office as we service over 9 other states.

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Drug Plans
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Drug plans work very similar regardless of being an add on to a Supplement or if they are integrated onto an Advantage Plan. Here are the details you need to know.

2022 DRUG PLANS (WA)

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2023 DRUG PLANS (WA)

Watch a Video Explanation
In the News

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Advantage Plans
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Advantage Plans can offer you additional benefits like Vision, Hearing and Dental. But they do have Networks, so make sure you know what plans your doctor accept.

*** Note benefits listed above are not available on all Medicare Advantage Plans. Please review the summary of benefits of the plan that interest you. 

SHOP THE TOP PLANS NOW!!!

Medicare Advantage Plan Networks

MEDICARE ENROLLMENT DATES
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Medicare Cost and Premiums

2022

2023

ANNUAL ENROLLMENT

Allows Medicare beneficiaries to either:

• Choose a Medicare Advantage plan with or with out a Part D Drug Plan
• Choose a Medicare Supplement and choose a stand-alone Part D Drug Plan
• Choose to go back to original Medicare with No Drug Plan

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OPEN ENROLLMENT

Allows Medicare beneficiaries already enrolled in a Medicare Advantage plan a one-time election to either:

• Switch to a different Medicare Advantage plan, OR
• Switch from a Medicare Advantage plan to Original Medicare with or without a Part D prescription drug plan.

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SPECIAL ENROLLMENT

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INITIAL ENROLLMENT

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Have you tried a Drug Discount program? You may want to try these programs to see if you can save  any money. We have no connection to these companies but think they could help some of our clients.

​MEDICARE RESOURCES

• Enroll into Medicare (ONLINE)
• ​What Does Medicare Part B Cost?
• What Does Medicare Part D Cost?​

NEED HELP PAYING FOR...

• Need Help Paying for Medicare?
• Need Help Paying for Part D?
• ​Low Income Subsidy

GET INFORMED

• Social Security Medicare Benefits Information
• ​Checklist for Online Medicare, Retirement & Spouses​

HOW TO APPLY

• Apply Online for Medicare / Social Security

​Download or Mail / Fax the Required forms

• CMS-40B (Request for Part B)
• CMS-L564 (Employer Information)

You have three options to submit your enrollment request under the Special Enrollment Period. You can do one of the following:

1. Go to “Apply Online for Medicare Part B During a Special Enrollment Period” and complete CMS-40B and CMS-L564. Then upload your evidence of Group Health Plan or Large Group Health Plan.
2. Fax your CMS-40B and employer-signed CMS-L564 to 1-833-914-2016.
3. Mail your CMS-40B and employer-signed CMS-L564 to your local Social Security office

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Everett WA Office
3809 BROADWAY
EVERETT, WA 98201
Office:866-563-4595
Fax:833-950-2616

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PEBB Medicare
Phone: 1-800-200-1004 (toll-free)
Website Link

• PEBB Medicare Info 
• PEBB Cost Pricing
• PEBB Form A - For PEBB
• PEBB Form B - For Premera Supplement
• PEBB Form C - For Kaiser Advantage Plan

WHAT YOU NEED TO KNOW ABOUT MEDICARE RULES AND COMPLIANCE. (MORE INFO)