BIRDSEYE FINANCIAL SERVICES (360) 722-7889
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HELPING FEDERAL EMPLOYEES GET THE MOST OUT OF THEIR BENEFITS NATIONWIDE
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Scroll down to learn how you can gain access to our exclusive Benefits Protection Kit at NO COST. Learn how it helps you get the most out of your employee benefits while you work and into retirement!
THIS IS AN EDUCATIONAL WEBSITE AND NOT A GOVERNMENT SPONSORED WEBSITE
Introduction
LEARN MORE
FREE Benefit kit
FERS
CSRS
FEGLI
TSP
FEHB
SSB
Learn about your
Federal Employee Benefits 
We help you maximize your federal benefits...
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Federal Pension (CSRS and FERS)
There are TWO TYPES of Pension Systems
Federal Employee’s Retirement System (FERS)
FERS is for federal employees hired after December 31, 1983
The Federal Employees Retirement System is the primary mechanism for US government employees to save for retirement. It consists of three components:
  • Your pension
  • A savings plan
  • Social Security
The Civil Service Retirement System (CSRS)
The Civil Service Retirement Act, which became effective on August 1, 1920, established a retirement system for certain Federal employees. It was replaced by the Federal Employees Retirement System (FERS) for Federal employees who first entered covered service on and after January 1, 1987.
Learn about FERS
Learn about CSRS
Thrift Savings Plan (TSP)
The TSP gives federal workers the opportunity to invest in a tax-advantaged account for retirement.TSP. A TSP serves as a defined-contribution plan designed to give federal employees some of the same retirement-savings benefits offered to workers in the private sector. A TSP closely resembles a 401(k) or similar retirement savings plan and can be set up as either a Roth or a Traditional account.
LEARN MORE
Federal Employee Group Life Insurance (FEGLI)
Federal Employee Group Life Insurance (FEGLI) is provided without evidence of insurability at the time you start employment.
​
FEGLI includes Five Separate Benefits:
  1. Basic Insurance – your annual rate of basic pay, rounded up to the next $1,000, plus $2,000. You 
  2. Extra Benefit – employees under the age of 45
  3. Standard – Option A – covers your life for $10,000
  4. Additional – Option B – covers your life for one, two, three, four, or five times your annual rate of basic pay rounded up to the next $1,000
  5. Family –Option C – covers the lives of your spouse and eligible children
Learn More
FERS Supplement (early Retirement)
If you retire early, the FERS supplement is a benefit you receive until you are eligible to receive Social Security.The Retirement Supplement is a separate income source for qualified FERS employees that bridges the gap between your retirement and age 62. This benefit provides a source of income, in addition to your pension, that mimics the age 62 Social Security benefit.
Surviving Spouse Benefit (SSB)
The survivor pension is a lifetime benefit for your surviving spouse. Your spouse receives monthly payments until they die. A significant benefit from your federal employment is the Retirement Annuity earned throughout your years of service.
Upon retirement, you will have two options on how you receive this annuity:
  1. For yourself only, or
  2. Including your spouse as a joint recipient with a survivor’s benefit, The Surviving Spouse Benefit (SSB).

An annuity is generally an income that you receive for life. When you retire, it is likely that your spouse will be in need of the security that your Retirement Annuity can provide in the form of the Surviving Spouse Benefit (option 2 above).

With the SSB, if you die first, your surviving spouse will receive either 50% or 25% of your annuity for life for FERS employees (different rules apply to CSRS employees). Spousal approval is needed for other than the 50% SSB choice.
LEARN MORE
RESOURCES
OPM (Office of Personal Management
  • Phone - 888-767-6738 
  • Online - Website / Login
  • E-Mail - retire@opm.gov
WEBSITE LINKS
  • Federal Health Benefits Program
  • MRA (Min Retirement Age)
  • FERS (Federal Employee Retirement System)
  • ​CSRS (Civil Service Retirement System)
  • TSP (Thrift Savings Plan) Fund Performance
  • FEGLI (Life Insurance) Coverage
  • ​Debt Clock
  • State guarantee funds
  • Social Security Quick Calculator
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FREE BenefitS KIT
Avoid some of the costliest mistakes federal employees can make​ when electing their benefit options before and at retirement. We can teach you the strategies.
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UNCOVER FINANCIAL PITFALLS IN YOUR CURRENT FEDERAL BENEFITS PLAN
​The FREE Benefits Analysis Report will uncover opportunities to save you thousands of dollars while you work and help you maximize your benefits throughout retirement. This exclusive tool will show you ways to protect yourself from losing hundreds of thousands to market volatility. ​
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WE ARE TRAINED TO ANSWER YOUR FEDERAL EMPLOYEE BENEFIT QUESTIONS 
  • ​Know what your monthly annuity income will be when you retire.
  • Know how Social Security will impact your retirement benefits.
  • How to protect your TSP in a negative market 
  • Your Group Life Insurance benefit options during retirement.
  • Making the right survivors' benefit decision.
GET STARTED TODAY!!!
FREE FEDERAL BENEFITS KIT
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Corbin Lindsey
Federal Benefits Specialist
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Corbin is a Federal Benefits Specialist who is trained in different fields of financial planning, specifically geared to your options when it comes to federal benefits. We do not work for the government.
Birdseye Financial
1402 7th Street, STE B
Marysville, WA 98270
Office - (360) 722-7889
Toll Free - (800) 588-0558
Fax - (425) 412-6865
​info@birdseyefinancial.com
www.birdseyefinancial.com
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Services Provided to all Federal Employees in:
  • Arizona
  • California
  • Florida
  • ​Idaho
  • Massachusetts
  • Oklahoma
  • Oregon
  • Texas
  • Washington
GET STARTED TODAY!!!
REQUEST a Federal Benefits Kit (FREE)
Federal Employee Benefit Planners LLC, ​and Birdseye Financial INC, and the website contents are not affiliated nor owned by any U.S. government agency or affiliate.  The information provided on www.federalbenefitsnow.com and www.birdseyefinancial is for informational purposes only and is not intended to be a source of advice or credit analysis with respect to the material presented. The information and/or documents contained on this website do not constitute legal or financial advice and should never be used without first consulting with an insurance and/or a financial professional to determine what may be best for your individual needs. Federal Employee Benefit Planners LLC, Birdseye Financial, the publisher and the author of this website do not make any guarantee or other promise as to any results that may be obtained through the information and services offered.  You should never make any investment decision without first consulting with your own financial advisor and conducting your own research and due diligence. To the maximum extent permitted by law, the publisher and the author disclaim any and all liability in the event any information, commentary, analysis, opinions, advice and/or recommendations contained in this book prove to be inaccurate, incomplete or unreliable, or result in any investment or other losses.  Although the author and publisher have made every effort to ensure that the information found on this website are correct at press time, the author and publisher do not assume and hereby disclaim any liability to any party for any loss, damage, or disruption caused by errors or omissions, whether such errors or omissions result from negligence, accident, or any other cause. Content contained or made available through this website do not intended to and does not constitute legal advice or investment advice and no attorney-client relationship is formed. The publisher and the author are providing the website and its contents on an “as is” basis. Your use of the information on this website is at your own risk.
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We appreciate your Online Review!
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Resource Page
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Vendor Bookings

Birdseye Financial Inc
136 Hillside Dr E
Burleson, TX 76028
Phone # 360-722-7889
Fax #425-412-6865
​
INFO@BIRDSEYEFINANCIAL.COM
The contents of this website are for educational purposes only. Any material and its attachments, links, downloads, and/or any emails from our company are not intended to provide legal or tax advice. To ensure compliance with requirements imposed by the IRS, we inform you that any U.S. federal or state tax advice contained in this communication (including any attachments) is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed herein. Please seek the advice of appropriately licensed individuals for legal or tax advice relating to your individual situation. Birdseye Financial and its employees are not tax or legal advisors and are not operating in such a manner. Birdseye financial and those working for the company are not licensed Investment Advisors which prohibits us from offering such advice. Any advice you get should be taken as non-investment advice and only educational in nature. Should our clients need a licensed investment advisor, we partner with LifePro Asset Management. *Investing carries an inherent element of risk. No strategy can guarantee a profit or prevent a loss. Provided content is for overview and informational purposes only and is not intended and should not be relied upon as individualized tax, legal, fiduciary or investment advice. Any illustrations used are hypothetical and were used for explanatory purposes only. THANK YOU!

MEDICARE MANDATORY DISCLAIMER
“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.” (MORE DETAIL)

State Licenses

​LICENSES: AZ #7101306, CA #4140429, FL #W825259, ID #863617, MA #2176921, OK #3001663224, OR #7101306, TX #2695866, WA #190780

This calculator is designed to be information and educational tool only, and when used alone, do not constitute investment advice. We strongly recommend that you seek the advice of a financial services professional before making any type of investment. We also encourage you to review your insurance and investment strategy periodically as your financial circumstances change.

This report is for illustration purposes only. PAST PERFORMANCE IS BASED ON HYPOTETHICAL HISTORICAL DATA AND IS NO GUARANTEE OF FUTURE RESULTS OR INTENDED TO PREDICT ACTUAL PERFORMANCE. ACTUAL INTEREST CREDITING RESTULTS WILL VARY BASED ON MARKET CONDITIONS< INDEX ALLOCATIONS< AND INTEREST CAP RATE / SPREADS / PARTICIPATION RATES. The use of different time periods and amounts will vary results.

S&P 500 and S&P are registered trademarks of Standard and Poor's Financial Services LLC. No annuity or financial product discussed herein is not sponsored, endorsed, sold, or promoted by Standard and Poor's Financial Services LLC, S&P Dow Jones Indices LLC, or their affiliates, and non of the Stand and Poor's Financial Services LLC, S&P Down Jones Indices LLC, or their affiliates makes any representation regarding the advisability of purchasing an insurance or financial product.

  • Home
  • About
    • Welcome to Birdseye
    • Who We Are
    • Risk & Portfolio Assessment
    • Request Free Consultation
  • Strategies
    • Key Components
    • Sequence of Returns
    • Rule of 100
    • Tax Strategies >
      • RMD Calculator
      • IRA RMD RULES
      • ROTH IRA
      • Qualified Charitable Donation
      • Business Tax Credit
    • Inflation Impact
    • Educational Webinars >
      • Taxes in Retirement
      • 3 Economic Strategies
      • Five Key Areas of Retirement
    • Online Education
    • Institute of Financial Wellness
  • Planning
    • Retirement Analysis
    • Social Security >
      • Social Security Webinar
    • Pension Maximization
    • Risk Analysis and Investments
    • LifePro Asset Management
    • Federal Benefits >
      • Federal Benefit Kit
    • Business Tax Credit >
      • Research & Development Tax Credit
      • Employee Retention Tax Credit
      • Resources
  • Insurance
    • Annuities
    • Medicare >
      • Medicare Questionnaire
      • Medicare Networks
      • Medicare Clients
      • Medicare Rules
    • Long-Term Care
    • Life Insurance
    • Final Expense
    • Health Insurance
    • Dental Insurance
    • Vision Insurance
  • Tools
    • Financial News Blog
    • Documentaries
    • Market Index Links
    • Required Minimum Dist (RMD Calculator)
    • Calculators
    • Professional Referrals
    • Bankrate Interest Rates
    • Zillow Home Value
  • Contact
    • Free Consultation
    • Schedule Appointment
    • Online Meeting
    • Secure Upload
    • Retirement Analysis
    • Application
    • Retirement Portal
    • Rate our Service
    • Refer a Friend