BIRDSEYE FINANCIAL SERVICES (360) 722-7889
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    • Slides - Intro Step >
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      • Slides - ALL
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HELPING FEDERAL EMPLOYEES GET THE MOST OUT OF THEIR BENEFITS NATIONWIDE
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Scroll down to learn how you can gain access to our exclusive Benefits Protection Kit at NO COST. Learn how it helps you get the most out of your employee benefits while you work and into retirement!
THIS IS AN EDUCATIONAL WEBSITE AND NOT A GOVERNMENT SPONSORED WEBSITE
Introduction
LEARN MORE
FREE Benefit kit
FERS
CSRS
FEGLI
TSP
FEHB
SSB
Learn about your
Federal Employee Benefits 
We help you maximize your federal benefits...
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Federal Pension (CSRS and FERS)
There are TWO TYPES of Pension Systems
Federal Employee’s Retirement System (FERS)
FERS is for federal employees hired after December 31, 1983
The Federal Employees Retirement System is the primary mechanism for US government employees to save for retirement. It consists of three components:
  • Your pension
  • A savings plan
  • Social Security
The Civil Service Retirement System (CSRS)
The Civil Service Retirement Act, which became effective on August 1, 1920, established a retirement system for certain Federal employees. It was replaced by the Federal Employees Retirement System (FERS) for Federal employees who first entered covered service on and after January 1, 1987.
Learn about FERS
Learn about CSRS
Thrift Savings Plan (TSP)
The TSP gives federal workers the opportunity to invest in a tax-advantaged account for retirement.TSP. A TSP serves as a defined-contribution plan designed to give federal employees some of the same retirement-savings benefits offered to workers in the private sector. A TSP closely resembles a 401(k) or similar retirement savings plan and can be set up as either a Roth or a Traditional account.
LEARN MORE
Federal Employee Group Life Insurance (FEGLI)
Federal Employee Group Life Insurance (FEGLI) is provided without evidence of insurability at the time you start employment.
​
FEGLI includes Five Separate Benefits:
  1. Basic Insurance – your annual rate of basic pay, rounded up to the next $1,000, plus $2,000. You 
  2. Extra Benefit – employees under the age of 45
  3. Standard – Option A – covers your life for $10,000
  4. Additional – Option B – covers your life for one, two, three, four, or five times your annual rate of basic pay rounded up to the next $1,000
  5. Family –Option C – covers the lives of your spouse and eligible children
Learn More
FERS Supplement (early Retirement)
If you retire early, the FERS supplement is a benefit you receive until you are eligible to receive Social Security.The Retirement Supplement is a separate income source for qualified FERS employees that bridges the gap between your retirement and age 62. This benefit provides a source of income, in addition to your pension, that mimics the age 62 Social Security benefit.
Surviving Spouse Benefit (SSB)
The survivor pension is a lifetime benefit for your surviving spouse. Your spouse receives monthly payments until they die. A significant benefit from your federal employment is the Retirement Annuity earned throughout your years of service.
Upon retirement, you will have two options on how you receive this annuity:
  1. For yourself only, or
  2. Including your spouse as a joint recipient with a survivor’s benefit, The Surviving Spouse Benefit (SSB).

An annuity is generally an income that you receive for life. When you retire, it is likely that your spouse will be in need of the security that your Retirement Annuity can provide in the form of the Surviving Spouse Benefit (option 2 above).

With the SSB, if you die first, your surviving spouse will receive either 50% or 25% of your annuity for life for FERS employees (different rules apply to CSRS employees). Spousal approval is needed for other than the 50% SSB choice.
LEARN MORE
RESOURCES
OPM (Office of Personal Management
  • Phone - 888-767-6738 
  • Online - Website / Login
  • E-Mail - retire@opm.gov
WEBSITE LINKS
  • Federal Health Benefits Program
  • MRA (Min Retirement Age)
  • FERS (Federal Employee Retirement System)
  • ​CSRS (Civil Service Retirement System)
  • TSP (Thrift Savings Plan) Fund Performance
  • FEGLI (Life Insurance) Coverage
  • ​Debt Clock
  • State guarantee funds
  • Social Security Quick Calculator
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FREE BenefitS KIT
Avoid some of the costliest mistakes federal employees can make​ when electing their benefit options before and at retirement. We can teach you the strategies.
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UNCOVER FINANCIAL PITFALLS IN YOUR CURRENT FEDERAL BENEFITS PLAN
​The FREE Benefits Analysis Report will uncover opportunities to save you thousands of dollars while you work and help you maximize your benefits throughout retirement. This exclusive tool will show you ways to protect yourself from losing hundreds of thousands to market volatility. ​
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WE ARE TRAINED TO ANSWER YOUR FEDERAL EMPLOYEE BENEFIT QUESTIONS 
  • ​Know what your monthly annuity income will be when you retire.
  • Know how Social Security will impact your retirement benefits.
  • How to protect your TSP in a negative market 
  • Your Group Life Insurance benefit options during retirement.
  • Making the right survivors' benefit decision.
GET STARTED TODAY!!!
FREE FEDERAL BENEFITS KIT
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Corbin Lindsey
Federal Benefits Specialist
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Corbin is a Federal Benefits Specialist who is trained in different fields of financial planning, specifically geared to your options when it comes to federal benefits. We do not work for the government.
Birdseye Financial
1402 7th Street, STE B
Marysville, WA 98270
Office - (360) 722-7889
Toll Free - (800) 588-0558
Fax - (425) 412-6865
​info@birdseyefinancial.com
www.birdseyefinancial.com
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Services Provided to all Federal Employees in:
  • Arizona
  • California
  • Florida
  • ​Idaho
  • Massachusetts
  • Oklahoma
  • Oregon
  • Texas
  • Washington
GET STARTED TODAY!!!
REQUEST a Federal Benefits Kit (FREE)
Federal Employee Benefit Planners LLC, ​and Birdseye Financial INC, and the website contents are not affiliated nor owned by any U.S. government agency or affiliate.  The information provided on www.federalbenefitsnow.com and www.birdseyefinancial is for informational purposes only and is not intended to be a source of advice or credit analysis with respect to the material presented. The information and/or documents contained on this website do not constitute legal or financial advice and should never be used without first consulting with an insurance and/or a financial professional to determine what may be best for your individual needs. Federal Employee Benefit Planners LLC, Birdseye Financial, the publisher and the author of this website do not make any guarantee or other promise as to any results that may be obtained through the information and services offered.  You should never make any investment decision without first consulting with your own financial advisor and conducting your own research and due diligence. To the maximum extent permitted by law, the publisher and the author disclaim any and all liability in the event any information, commentary, analysis, opinions, advice and/or recommendations contained in this book prove to be inaccurate, incomplete or unreliable, or result in any investment or other losses.  Although the author and publisher have made every effort to ensure that the information found on this website are correct at press time, the author and publisher do not assume and hereby disclaim any liability to any party for any loss, damage, or disruption caused by errors or omissions, whether such errors or omissions result from negligence, accident, or any other cause. Content contained or made available through this website do not intended to and does not constitute legal advice or investment advice and no attorney-client relationship is formed. The publisher and the author are providing the website and its contents on an “as is” basis. Your use of the information on this website is at your own risk.
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We appreciate your Online Review!
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ONLINE MEETING LINKS
Google Meet
Ring Central
Birdseye Financial
​
136 Hillside Drive E
Burleson, TX 76028
Main # 360-722-7889
Texas # 817-704-3544
Fax #425-412-6865

​
INFO@BIRDSEYEFINANCIAL.COM

birdseyefinancial.com
​Vendor Bookings
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The content of the Birdseye Financial website, email, fax, social media, text messages, online meetings, and phone calls are for educational purposes only. Any material and its attachments, links, downloads, and/or any emails from Birdseye Financial employees/contractors are not intended to provide legal or tax advice. To ensure compliance with requirements imposed by the IRS, we inform you that any U.S. federal or state tax advice contained in communication (via Website, Email, Fax, Text, Social Media, in person, or by phone) is not intended to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed herein. Please seek the advice of appropriately licensed individuals for legal or tax advice relating to your individual situation. Birdseye Financial and its employees/contractors are not tax, legal, or investment advisors and are not operating in such a manner. Any advice you receive should be taken as non-tax, not legal, and non-investment advice and only educational in nature. Should our clients need a licensed investment advisor, we recommend LifePro Asset Management. Please know investments in the market carry an inherent element of risk. No investment in the market or strategy can guarantee a profit or prevent a loss. Any illustrations used in the sales or service process are to be considered hypothetical and for explanatory purposes only. 

MEDICARE MANDATORY DISCLAIMER
“We may not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options.” All calls regarding Medicare may be recorded by phone or online and a SCOPE of appointment required by Medicare will be obtained 48 hours prior to any sales meeting to discuss plan details. (NOTE - The organizations and plans can vary by state and county, we can validate these numbers upon request.)

Birdseye Financial and its employees/contractors are not employees/contractors of Medicare, the government, insurance company or any other agency. We are independent licensed agents. All calculators and illustrations shown or sent from our website, email or any other means are designed to be informational and educational only. They do not constitute investment advice. We encourage you to review your insurance and investment strategies periodically as your financial circumstances may change. On many products it is important to note that PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS OR INTENDED TO PREDICT ACTUAL PERFORMANCE. ACTUAL INTEREST CREDITING RESTULTS WILL VARY BASED ON MARKET CONDITIONS, INDEX ALLOCATIONS, AND INTEREST CAPS, RATES, SPREADS, PARTICIPATION RATES and possible Fees. The use of different time periods and funding amounts can cause results to differ from other products. Illustrations may be based on hypothetical historical data. 
 
State Licenses
LICENSES: AZ #7101306, CA #4140429, FL #W825259, GA #3621424, ID #863617, KS #7101306, MA #2176921, NV#3879853, NC #7101306, OK #3001663224, OR #7101306, TX #2695866, WA #190780. Note that in California, our DBA is Birdseye Financial and Insurance Services.


S&P 500 and S&P are registered trademarks of Standard and Poor's Financial Services LLC. No annuity or financial product discussed herein is sponsored, endorsed, sold, or promoted by Standard and Poor's Financial Services LLC, S&P Dow Jones Indices LLC, or their affiliates, and none of the Stand and Poor's Financial Services LLC, S&P Dow Jones Indices LLC, or their affiliates make any representation regarding the advisability of purchasing an insurance or financial product. This applies to all indexes used.
  • Home
  • About
    • Welcome to Birdseye
    • Who We Are
    • Risk & Portfolio Assessment
    • Request Free Consultation
  • Strategies
    • Key Components
    • Inflation Impact
    • Rule of 100
    • Sequence of Returns
    • Volatility Buffer >
      • Volatility Buffer Webinar
    • Tax Strategies >
      • Tax Free Income
      • RMD Calculator
      • IRA RMD RULES
      • ROTH IRA
      • ROTH Conversion
      • Tax Declassified Webinar
      • Qualified Charitable Donation
      • Business Tax Credit
    • Educational Webinars >
      • Taxes Declassified
      • Top 10 IRA Mistakes
      • Taxes in Retirement
      • 3 Economic Strategies
      • Five Key Areas of Retirement
    • Educational Videos
    • Documentaries
    • Recommendations
  • Planning
    • Retirement Analysis
    • Social Security >
      • Social Security Webinar
    • Pension Maximization
    • Risk Analysis and Investments
    • LifePro Asset Management >
      • LifePro Questionnaire
    • Federal Benefits >
      • Federal Benefit Kit
    • WA Retirement Systems
    • Business Tax Credit >
      • Research & Development Tax Credit
      • Employee Retention Tax Credit
      • Resources
  • Insurance
    • Medicare >
      • Medicare Questionnaire
      • Medicare Clients
      • Medicare Enrollment
      • Medicare Networks
      • PEBB Benefits
      • Medicaid Special Needs
      • Medicare Rules
      • Medicare Meetings
      • Medicare Education
    • Annuities
    • Long-Term Care
    • Life Insurance >
      • Multi-Generational
      • Premium Financed
      • Final Expense
    • Health Insurance
    • Dental Insurance
    • Vision Insurance
  • Tools
    • Financial News Blog
    • Market Index Links
    • Market Simulations
    • Required Minimum Dist (RMD Calculator)
    • Calculators
    • Professional Referrals
    • Bankrate Interest Rates
    • Rate of Return Calculations
    • Zillow Home Value
    • Slides - Intro Step >
      • Slides - Hegna
      • Slides - Strategy
      • Slides - Taxes
      • Slides - Invest
      • Slides - Buffer
      • Slides - FIA
      • Slides - Income
      • Slides - Pension
      • Slides - ALL
  • Contact
    • Free Consultation
    • Schedule Appointment
    • Online Meeting
    • Secure Upload
    • Retirement Analysis (initial)
    • Retirement Software Client Portal
    • Application
    • Beneficiary Form
    • Rate our Service
    • Refer a Friend