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HELPING FEDERAL EMPLOYEES GET THE MOST OUT OF THEIR BENEFITS NATIONWIDE 
Scroll down to learn how you can gain access to our exclusive Benefits Protection Kit at NO COST. Learn how it helps you get the most out of your employee benefits while you work and into retirement!
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Learn about your
Federal Employee Benefits We help you maximize your federal benefits...
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Federal Pension (CSRS and FERS)
There are TWO TYPES of Pension Systems
Federal Employee’s Retirement System (FERS) FERS is for federal employees hired after December 31, 1983 The Federal Employees Retirement System is the primary mechanism for US government employees to save for retirement. It consists of three components:
The Civil Service Retirement Act, which became effective on August 1, 1920, established a retirement system for certain Federal employees. It was replaced by the Federal Employees Retirement System (FERS) for Federal employees who first entered covered service on and after January 1, 1987. Thrift Savings Plan (TSP)
The TSP gives federal workers the opportunity to invest in a tax-advantaged account for retirement.TSP. A TSP serves as a defined-contribution plan designed to give federal employees some of the same retirement-savings benefits offered to workers in the private sector. A TSP closely resembles a 401(k) or similar retirement savings plan and can be set up as either a Roth or a Traditional account.
Federal Employee Group Life Insurance (FEGLI)
Federal Employee Group Life Insurance (FEGLI) is provided without evidence of insurability at the time you start employment.
FEGLI includes Five Separate Benefits:
FERS Supplement (early Retirement)
If you retire early, the FERS supplement is a benefit you receive until you are eligible to receive Social Security.The Retirement Supplement is a separate income source for qualified FERS employees that bridges the gap between your retirement and age 62. This benefit provides a source of income, in addition to your pension, that mimics the age 62 Social Security benefit. Surviving Spouse Benefit (SSB)
The survivor pension is a lifetime benefit for your surviving spouse. Your spouse receives monthly payments until they die. A significant benefit from your federal employment is the Retirement Annuity earned throughout your years of service.
Upon retirement, you will have two options on how you receive this annuity:
An annuity is generally an income that you receive for life. When you retire, it is likely that your spouse will be in need of the security that your Retirement Annuity can provide in the form of the Surviving Spouse Benefit (option 2 above). With the SSB, if you die first, your surviving spouse will receive either 50% or 25% of your annuity for life for FERS employees (different rules apply to CSRS employees). Spousal approval is needed for other than the 50% SSB choice. RESOURCES
OPM (Office of Personal Management
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Avoid some of the costliest mistakes federal employees can make when electing their benefit options before and at retirement. We can teach you the strategies.
UNCOVER FINANCIAL PITFALLS IN YOUR CURRENT FEDERAL BENEFITS PLAN
The FREE Benefits Analysis Report will uncover opportunities to save you thousands of dollars while you work and help you maximize your benefits throughout retirement. This exclusive tool will show you ways to protect yourself from losing hundreds of thousands to market volatility.
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WE ARE TRAINED TO ANSWER YOUR FEDERAL EMPLOYEE BENEFIT QUESTIONS
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Corbin Lindsey
Federal Benefits Specialist 
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Corbin is a Federal Benefits Specialist who is trained in different fields of financial planning, specifically geared to your options when it comes to federal benefits. We do not work for the government.
Birdseye Financial
1402 7th Street, STE B Marysville, WA 98270 Office - (360) 722-7889
Toll Free - (800) 588-0558 Fax - (425) 412-6865 |
Services Provided to all Federal Employees in:
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