BIRDSEYE FINANCIAL SERVICES (360) 722-7889
  • Home
  • About
    • Welcome to Birdseye
    • Who We Are
    • Risk & Portfolio Assessment
    • Request Free Consultation
  • Strategies
    • Key Components
    • Inflation Impact
    • Rule of 100
    • Sequence of Returns
    • Volatility Buffer >
      • Volatility Buffer Webinar
    • Tax Strategies >
      • Tax Free Income
      • RMD Calculator
      • IRA RMD RULES
      • ROTH IRA
      • ROTH Conversion
      • Tax Declassified Webinar
      • Qualified Charitable Donation
      • Business Tax Credit
    • Educational Webinars >
      • Taxes Declassified
      • Top 10 IRA Mistakes
      • Taxes in Retirement
      • 3 Economic Strategies
      • Five Key Areas of Retirement
    • Educational Videos
    • Documentaries
    • Recommendations
  • Planning
    • Retirement Analysis
    • Social Security >
      • Social Security Webinar
    • Pension Maximization
    • Risk Analysis and Investments
    • LifePro Asset Management
    • Federal Benefits >
      • Federal Benefit Kit
    • WA Retirement Systems
    • Business Tax Credit >
      • Research & Development Tax Credit
      • Employee Retention Tax Credit
      • Resources
  • Insurance
    • Annuities
    • Medicare >
      • Medicare Questionnaire
      • Medicare Clients
      • Medicare Networks
      • Medicare Rules
      • PEBB Benefits
    • Long-Term Care
    • Life Insurance >
      • Multi-Generational
      • Premium Financed
      • Final Expense
    • Health Insurance
    • Dental Insurance
    • Vision Insurance
  • Tools
    • Financial News Blog
    • Market Index Links
    • Market Simulations
    • Required Minimum Dist (RMD Calculator)
    • Calculators
    • Professional Referrals
    • Bankrate Interest Rates
    • Rate of Return Calculations
    • Zillow Home Value
    • Slides - Intro Step >
      • Slides - Hegna
      • Slides - Strategy
      • Slides - Taxes
      • Slides - Invest
      • Slides - Buffer
      • Slides - FIA
      • Slides - Income
      • Slides - Pension
      • Slides - ALL
  • Contact
    • Free Consultation
    • Schedule Appointment
    • Online Meeting
    • Secure Upload
    • Retirement Analysis (initial)
    • Retirement Software Client Portal
    • Application
    • Beneficiary Form
    • Rate our Service
    • Refer a Friend
Picture
Welcome to the Institute of Financial Wellness Retirement Roadmap Experience!
Picture
THANK YOU!!!
Your information has been submitted and we look forward to our next appointment to go over your IFW Retirement Roadmap Report.
Picture
Birdseye Financial Services
(360) 722-7889

info@birdseyefinancial.com
birdseyefinancial.com

Corbin Lindsey started Birdseye Financial back in 2002 with the goal of offering his clients an absolutely peaceful experience of working with a financial advisor who listens to his clients’ needs and concerns. By offering a customized retirement plan, his clients discover key strategies that enhance their portfolio. These keys include a tax reduction analysis, Safe Money and Risk Money approach to overcome market volatility and education on how to asset protect your nest egg. 
​
Corbin’s main goal is to offer retirees and pre-retirees proven strategies that deliver security, consistency, and predictability in retirement regardless of stock market volatility from year to year. According to Vanguard and Morningstar, a solid retirement plan that maximizes proven strategies can add upwards of 31% value to your retirement plan in comparison to conventional wisdom.

Birdseye Financial is an independently owned, non-captive agency with the advantage of offering clients access to more products on the market than captive agencies can. With a dual platform of both a fiduciary platform through an Asset Management company and an insurance platform with about 45 insurance companies with access to hundreds of products so that his clients can choose the most competitive products on the market. Birdseye services clients in multiple states.
IFW RESOURCES
Retirement Calculators
  • Retirement Savings Calculator
  • 401 K Calculator
  • 401(k) Comparison Calculator
  • Retirement Income Calculator
  • IRA Calculator
  • Social Security Calculator
  • Save for Retirement Calculator
Taxes in Retirement
  • The Tax Triangle
  • Tax Efficiency in Retirement
  • What is a 1035 Exchange
  • Tax Efficiency in Retirement
  • 5 Overlooked Deductions​​
Social Security
  • What Do You Really Need to Know About Social Security?
  • Social Security and the Self-Employed
Retirement Income Planning
  • Selecting the Right Fiduciary
  • 8 Things To Know About Annuities
  • Retirement Income Expert Tom Hegna
  • Average vs Actual Rates of Return
  • The Rule of 4%
Healthcare in Retirement​
  • Medicare in “Un” Retirement
  • HSA Tax Benefits
  • The Healthy Pickleball Phenomenon
Leaving a Legacy
  • Keeping Your Estate Plan Updated
  • Leaving a Proud Legacy
  • Advantages & Disadvantages of Whole Life Insurance
  • What is a Life Settlement?
  • Facts About Permanent Insurance
Disclosure
This presentation and the information contained herein is Confidential and shall be kept confidential. Delivery of this presentation to anyone other than the recipient or an investment professional referred to recipient by IFW is unauthorized and any reproduction of this presentation, in whole or in part, or any attempt to divulge its contents, in whole or in part, without the prior written consent of the Issuer is prohibited. This presentation has been prepared solely for the purpose of providing a preliminary introduction to the opportunity described in the presentation to assist recipients in deciding whether they wish to proceed with a further review of this opportunity. Information contained herein has been obtained from Morningstar, Inc. and other sources which are deemed reliable, but no representations or warranties are made by IFW or any of its affiliates, employees or representatives as to the accuracy or completeness of such information or any other information (whether written or oral) made available in connection with the presentation. IFW has not independently verified any of the information set forth in this presentation. Only those particular representations which may be made by investment professionals and issuers in a definitive agreement when, as and if it is executed, and subject to such limitations and restrictions as may be specified in the definitive agreement, will have any legal effect, and IFW is not responsible for such representations. The presentation uses the information provided by the recipient regarding assets, liabilities, goals, accounts, and other
variables. This information is a key input for the calculators and plans used by the presentation and should be derived from official account statements provided to the recipient by their account custodians. This information should be reviewed periodically and updated whenever there is a change in information or circumstances. This presentation uses historical returns as a simplifying assumption used to model investment returns. It uses returns from the past to model returns going forward. However, in the real investment world, returns vary widely and therefore the past returns are not necessarily indicative of future returns. Therefore, one should not think that the historical returns used in this plan will necessarily be accurate going forward. The performance and analysis figures contained in this presentation are hypothetical and are for informational purposes only. IFW does not sell securities, and this presentation does not constitute a solicitation or an offer to sell any securities. This presentation does not constitute an offer or solicitation to sell or purchase any securities or insurance products. The information contained in this presentation does not purport to contain all of the information that a prospective purchaser
may desire. In all cases, interested parties should conduct their own investigation and consult with their referral investment professional to analyze the information contained herein. The information contained in this presentation is not to be used for any other purpose. 
IFW Presentation Methodology
The presentation offers a financial planning tool that utilizes Monte Carlo Analysis. The Monte Carlo Analysis runs up to 1,000 simulations using user-defined inputs and assumptions, as well as randomized portfolio returns, to determine the possible probability of success of a financial plan. Portfolio standard deviation, annual average returns, and asset class correlations are based upon historical monthly index returns of each asset class proxy index. With the simulations produced by the Monte Carlo Analysis, there is a range of possible results that depend on the variations of the rate of return. Each simulation randomizes the portfolio's return assumptions based on the portfolio's assumed standard deviation, along a normal or lognormal distribution curve. A successful simulation is when all projected cash needs are satisfied and the ending portfolio of a simulated year is positive. Thus, a success probability score of 90% means that 900 of the 1000 simulations were successful. Additionally, the success or failure of meeting a plan's goals does not factor in by how much or how little the goal was achieved or failed. Failing to meet the goal by a margin of 5 cents is the same as failing to meet the goal by a margin of 5 million dollars. Income and capital gains taxes are simulated in the Monte Carlo analysis using the user-defined income and capital gains tax rates, over user-defined time periods. Projected income taxes are assessed on income streams in the plan, and on distributions from tax-deferred accounts. Projected capital gains taxes are assessed on distributions from taxable accounts. in Stream cannot guarantee the inclusion of, or accuracy of the income or capital gains tax inputs and rates used in any plan. Sales loads, expense ratios, management fees and other non-recurring fees associated with certain investment products are not reflected in the analysis. The performance data does not reflect the deduction of the sales load or fees. If such sales load or fees were reflected, the quoted performance would be reduced. The Goals-Based financial plan is a financial planning method  whereby financial goals are entered into the Monte Carlo Analysis. Certain assumptions may be included in the plan, and the Monte Carlo Analysis is used to determine the possible probability of successfully achieving the plan's goals. Based on the unique distribution methodology applied to the IFW Retirement Roadmap the Fixed Index Annuity will be distributed first whenever the investment portfolio experiences a negative return for the year. Once the Fixed Index Annuity is depleted the life insurance cash values will be used to accommodate any income needs for cash flow purposes when the investment portfolio experiences a negative return for the year.
Analysis
It is assumed that the portfolio is rebalanced annually to the allocation model selected for the given time period, so as not to drift excessively from the allocation. Many of the variables used in the calculation are set by the licensed user. The variables used (such as cash flow assumptions, time periods, inflation rates, tax rates, and others) may greatly impact the results of the Analysis. Results presented in the Analysis have not been examined, endorsed, or validated, in any way, by IFW, and IFW cannot be held liable for any Analysis or any other report that is deemed misleading or misrepresentative, and that is generated by a user through IFW's software application(s).
Cash Flow Reports
Cash Inflow Report - The cash inflow report illustrates cash inflows such as incomes, that are or will be available to satisfy spending needs (i.e., goals). Cash Outflow Report - The cash outflow report illustrates the goals, or spending needs, that must be satisfied in order for a simulation to be deemed as successful. Outflows include goals and taxes.
Accounts Summary Report - The accounts summary illustrates the account tax categories and aggregates the value of the accounts, in each category, that is used within the plan. In addition to the balances per tax category, the presentation also indicates the gross distribution amount from each tax category, through the timeline of the financial plan. This table helps to explain when money is being used to satisfy the goals of the plan, and from which tax bucket the money is being used. Summary Cash Flow Report - The enhanced cash flow report summarizes the above three reports and also displays the simulated portfolio returns for each year, and the cumulative wealth ending portfolio value.
Picture
Picture
Picture
Picture
Picture
Picture
Picture
Picture
We appreciate your Online Review!
Picture
Picture
Resource Page
​
Vendor Bookings
Ring Central
Birdseye Financial Inc
136 Hillside Dr E
Burleson, TX 76028
Main # 360-722-7889
Texas # 817-704-3544
Fax #425-412-6865
​
INFO@BIRDSEYEFINANCIAL.COM
Picture
The content of the Birdseye Financial website, email, fax, social media, text messages, online meetings, and phone calls are for educational purposes only. Any material and its attachments, links, downloads, and/or any emails from Birdseye Financial employees/contractors are not intended to provide legal or tax advice. To ensure compliance with requirements imposed by the IRS, we inform you that any U.S. federal or state tax advice contained in communication (via Website, Email, Fax, Text, Social Media, in person, or by phone) is not intended to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed herein. Please seek the advice of appropriately licensed individuals for legal or tax advice relating to your individual situation. Birdseye Financial and its employees/contractors are not tax, legal, or investment advisors and are not operating in such a manner. Any advice you receive should be taken as non-tax, not legal, and non-investment advice and only educational in nature. Should our clients need a licensed investment advisor, we recommend LifePro Asset Management. Please know investments in the market carry an inherent element of risk. No investment in the market or strategy can guarantee a profit or prevent a loss. Any illustrations used in the sales or service process are to be considered hypothetical and for explanatory purposes only. 

MEDICARE MANDATORY DISCLAIMER
“We do not offer every plan available in your area. Currently in WA State we represent seven organizations which offer 34 products in Snohomish County and 33 products in King County and 19 products in Whatcom County. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options.” All calls regarding Medicare may be recorded by phone or online and a SCOPE of appointment required by Medicare will be obtained 48 hours prior to any sales meeting to discuss plan details. (NOTE - The organizations and plans can vary by state and county, we can validate these numbers upon request.)

Birdseye Financial and its employees/contractors are not employees/contractors of Medicare, the government, insurance company or any other agency. We are independent licensed agents. All calculators and illustrations shown or sent from our website, email or any other means are designed to be informational and educational only. They do not constitute investment advice. We encourage you to review your insurance and investment strategies periodically as your financial circumstances may change. On many products it is important to note that PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS OR INTENDED TO PREDICT ACTUAL PERFORMANCE. ACTUAL INTEREST CREDITING RESTULTS WILL VARY BASED ON MARKET CONDITIONS, INDEX ALLOCATIONS, AND INTEREST CAPS, RATES, SPREADS, PARTICIPATION RATES and possible Fees. The use of different time periods and funding amounts can cause results to differ from other products. Illustrations may be based on hypothetical historical data. 
 
State Licenses
LICENSES: AZ #7101306, CA #4140429, FL #W825259, GA #3621424, ID #863617, KS #7101306, MA #2176921, NV#3879853, NC #7101306, OK #3001663224, OR #7101306, TX #2695866, WA #190780. Note that in California, our DBA is Birdseye Financial and Insurance Services.


S&P 500 and S&P are registered trademarks of Standard and Poor's Financial Services LLC. No annuity or financial product discussed herein is sponsored, endorsed, sold, or promoted by Standard and Poor's Financial Services LLC, S&P Dow Jones Indices LLC, or their affiliates, and none of the Stand and Poor's Financial Services LLC, S&P Dow Jones Indices LLC, or their affiliates make any representation regarding the advisability of purchasing an insurance or financial product. This applies to all indexes used.
  • Home
  • About
    • Welcome to Birdseye
    • Who We Are
    • Risk & Portfolio Assessment
    • Request Free Consultation
  • Strategies
    • Key Components
    • Inflation Impact
    • Rule of 100
    • Sequence of Returns
    • Volatility Buffer >
      • Volatility Buffer Webinar
    • Tax Strategies >
      • Tax Free Income
      • RMD Calculator
      • IRA RMD RULES
      • ROTH IRA
      • ROTH Conversion
      • Tax Declassified Webinar
      • Qualified Charitable Donation
      • Business Tax Credit
    • Educational Webinars >
      • Taxes Declassified
      • Top 10 IRA Mistakes
      • Taxes in Retirement
      • 3 Economic Strategies
      • Five Key Areas of Retirement
    • Educational Videos
    • Documentaries
    • Recommendations
  • Planning
    • Retirement Analysis
    • Social Security >
      • Social Security Webinar
    • Pension Maximization
    • Risk Analysis and Investments
    • LifePro Asset Management
    • Federal Benefits >
      • Federal Benefit Kit
    • WA Retirement Systems
    • Business Tax Credit >
      • Research & Development Tax Credit
      • Employee Retention Tax Credit
      • Resources
  • Insurance
    • Annuities
    • Medicare >
      • Medicare Questionnaire
      • Medicare Clients
      • Medicare Networks
      • Medicare Rules
      • PEBB Benefits
    • Long-Term Care
    • Life Insurance >
      • Multi-Generational
      • Premium Financed
      • Final Expense
    • Health Insurance
    • Dental Insurance
    • Vision Insurance
  • Tools
    • Financial News Blog
    • Market Index Links
    • Market Simulations
    • Required Minimum Dist (RMD Calculator)
    • Calculators
    • Professional Referrals
    • Bankrate Interest Rates
    • Rate of Return Calculations
    • Zillow Home Value
    • Slides - Intro Step >
      • Slides - Hegna
      • Slides - Strategy
      • Slides - Taxes
      • Slides - Invest
      • Slides - Buffer
      • Slides - FIA
      • Slides - Income
      • Slides - Pension
      • Slides - ALL
  • Contact
    • Free Consultation
    • Schedule Appointment
    • Online Meeting
    • Secure Upload
    • Retirement Analysis (initial)
    • Retirement Software Client Portal
    • Application
    • Beneficiary Form
    • Rate our Service
    • Refer a Friend